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Leighton State Bank is committed to meeting the credit needs of our local trade area. That commitment is evidenced by a track record of reinvesting nearly 100% of deposits back into the local trade area in the form of loans. The staff embraces a simple philiosophy of working along side our customers to understand their situation and then trying to tailor a loan product to fit that need. Guided by that simple philosophy we are proud to offer the following types of loans.

AGRICULTURAL LOANS

• Crop Input and Operating Loans
• Livestock and Feed Loans
• Machinery and Equipment Loans
• Real Estate Loans
• Specialized Facility Loans
• Iowa Ag Development Authority Beginning Farmer Loans
• Farm Service Agency Guaranteed Loans

BUSINESS LOANS

• Operating Loans and Lines of Credit
• Equipment and Inventory Loans
• New Business Start-up Loans
• Commercial Real Estate Loans
• Small Business Administration Loans
• Specialty Loans as they are available thru State or Federal Programs

RESIDENTIAL REAL ESTATE LOANS

• Home Purchase and Home Refinance Loans
• Fixed or Adjustable Rate first mortgage Loans with varying terms
• Fixed Rate second mortgage Loans
• Loan programs for borrowers with limited equity
• Loan programs for first time home purchasers
• Bridge Loans to cover the gap between the time you buy and sell a home

AUTOMOBILE AND RECREATIONAL MERCHANDISE LOANS

• New and used vehicle Loans
• Motorcycle and ATV Loans
• Recreational Vehicle and Travel Trailer Loans
• Personal Watercraft Loans

PERSONAL LOANS

• Secured and unsecured personal Loans
• Special occasion Loans
• Loans for unexpected expenses or emergencies

CONSTRUCTION LOANS

• New home construction draw Loans
• Remodel project Loans
• Business or Ag Purpose Construction Loans
• Terms tailored to fit the construction project

Loan Staff: